if you are repeatedly being beaten by lower ranked players there are one of two other things you can do:
1) Play the game properly. This way you will get points rather than give them away. if you are repeatedly being beaten by lower ranked players you should be bloody well ashamed of yourself. Use the skill you obviously had to get to your rank and BEAT them. dice permitting of course
2) Quit CC. You will ALWAYS be playing lower ranked players and if you are scared of losing points... you might as well not BE here