PLAYER57832 wrote:Night Strike wrote: PLAYER57832 wrote:Recent time you speak of, only. The REAL story is that as long as we allow Blue Cross and Blue shield, plus a few others to dictate insurance in our country, health care costs will never be controlled. It just is not in their interest.
The "few others" being the state and federal governments that make people pay for options that they would never even use, usually because the procedure/disease is sex-specific, under the guise of "minimum requirements".
Drop those fake requirements and allow companies to sell the policies people want across state lines and prices will fall.
Yes, pregnancy is sex-specific. However, covering women is not why the cost of healthcare is so high.
Colonoscopies, ovarian cancer, prostate cancer, etc. are all sex-linked issues that obviously members of the other sex shouldn't have to pay for. If a man has his tubes tied or a woman has her eggs removed, then they shouldn't be forced to pay for pregnancy coverage, etc. Policies need to adapt to the people buying them and not one bill fits all as is currently forced upon providers.
PLAYER57832 wrote:The cost of healthcare is high because we have, in the course of about 50 years, gone from a time when even things like appendectomies were pretty serious to a time when heart transplants are almost routine, when advanced brain surgary and non-invasive testing is possible. And, too many people want all that care without facing any responsibility for real and true limits based on evidence (as opposed to some moral judgements pretended to be about fiscal responsibility).
You're right, that's why we have to do things like cut the amount of frivolous lawsuits that cause doctors to run every test under the sun just to avoid being sued. The costs for procedures
have increased, which is why the doctors should be allowed to run only necessary procedures and not all possible ones.
PLAYER57832 wrote:Health care INSURANCE, however, is out of hand because the primary purchasers are employers and they do not use the insurance, along with a heavy desire for .. yep, you guessed it, profit. This has been less noticeable to many people up until recently because the actual healthcare available has increased so much. It is only now, when so many, many people finally realize that they have been paying for what they thought was insurance, but which they find really fails when they actually need it... or when they lose their jobs or ... any other excuse the companies can use to get rid of all but the healthy. Now, so many people KNOW they are not covered or are realizing that the coverage they have is minimal.. folks ahve been crying for change.
Why should a company provide something for free? I guess no more car insurance, fire insurance, flood insurance, life insurance, etc. Make everyone pay for everything out of pocket and those 2-3% profit rates for insurance companies won't be so bad. Insurance companies found a need in the market and have fulfilled that need. You're just upset that they are successful.
PLAYER57832 wrote:Night Strike wrote:Drop those fake requirements and allow companies to sell the policies people want across state lines and prices will fall.
I see, it worked so well for credit card companies, now didn't it???? .. OOOPS NO!! It did not!
You mean how credit card companies were vilified simply because their clients were too stupid to read the fine print and missed payments?? Sounds those companies really are the ones at fault.
By the way, you don't
have to use a credit card just like you don't
have to buy insurance (well, until the government butts their ugly head into the situation).
