ObamaCare - exchanges ,report your states options!

[thegreekdog]

Our economy isn't failing. Jeez.

For most of the country, it is a long way from recovering.

The term "fail" indicates that grades are in and we're done. I prefer "slump."

[Night Strike]

Even a flat tax for businesses would have to take some things into account. I mean, just because 2 stores each bring in 500,000 doesn't mean they each make the same profit. Same with factories, etc.

Which is why a tax only on profits would make a heck of a lot better sense for the businesses than taxing their gross income, especially for small businesses.

[Woodruff]

Our economy isn't failing. Jeez.

For most of the country, it is a long way from recovering.

That's not nearly the same as "failing". Our economy is flattened out or on a downswing, perhaps...not failing.

[Phatscotty]

Our economy isn't failing. Jeez.

For most of the country, it is a long way from recovering.

That's not nearly the same as "failing". Our economy is flattened out or on a downswing, perhaps...not failing.

you mean just like every single economy before us? its called the cycle. people need to do things like borrow less than 100% of their income and perhaps even build a savings account. It's not so much "the economy" as it is all the "consumers" that make it up. A good economy demands good consumers, producers, or what have you...

[tzor]

I have worked for a company 10 years, and never been awarded a share of stock.

And I've worked for companies that have, under two different methods, both disguised as stock purchase plans. In one model, if you bought X shares of stock they would give you Y percent more shares. In another model there was a double snap (start of the period of money accumulation and end) and you purchased the shares at the lower of the two values, even though that could be much lower than the present value. The former seemed really nice until I cashed in; all those buying of fractional amounts of stock every paycheck had to go in its own line on the Turbo Tax form. Never again.

[thegreekdog]

I would love to see companies offer stock purchase/bonus plans as a regular compensation. I think it would do wonders for both employees and employers. It would motivate employees to work harder to benefit the company, because they own the stock.

[Phatscotty]

I would love to see companies offer stock purchase/bonus plans as a regular compensation. I think it would do wonders for both employees and employers. It would motivate employees to work harder to benefit the company, because they own the stock.

see: the amazon incident

you are right, but also many normal level employees are clueless as to how stock works, and dare I even say most mid-upper level employees. You start factoring in the reality that 1# you can't sell until a certain time 2# it must usually be within a window pricewise 3# the company can and will steer you into selling/not selling depending on what they want you to do 4# when employees becomes shareholders, it becomes very easy for "smarter" employees to engineer ways to fleece the price of the stock, or manipulate events and force a sale of the company outright.....I could go on. I think health accounts or private individual accounts are the way to go.

[thegreekdog]

I'm saying a small portion of an employee's compensation should be stock-based. Not a large portion. And not such a large portion that it would hurt the employees (or the employer).

[Night Strike]

I would love to see companies offer stock purchase/bonus plans as a regular compensation. I think it would do wonders for both employees and employers. It would motivate employees to work harder to benefit the company, because they own the stock.

Wouldn't forms of insider trading become more problematic? (I don't know a bunch of the subject, so I could be wrong.)

[thegreekdog]

I would love to see companies offer stock purchase/bonus plans as a regular compensation. I think it would do wonders for both employees and employers. It would motivate employees to work harder to benefit the company, because they own the stock.

Wouldn't forms of insider trading become more problematic? (I don't know a bunch of the subject, so I could be wrong.)

I don't know the answer to this question.

[tzor]

Let me ask a simple question. (The fact that I’m going to actually get on topic with this question startles even me.) Suppose a company was to give a portion of wages as “stock.” Where does this “stock” come from?

Now we could say that the stock comes from the market in general; that the company has to “buy back” the stock from others to give it to the employees. Why that is better than just suggesting to the employees that they should purchase their own stock is not obvious, at least not to me.

We could say that the company could just print more shares of stock. (Just like the Federal government … snicker, snicker.) But in one sense printing more stock dilutes the value of all the stock. It lowers the dividend because there are more shares to distribute the dividend to. (Not all stocks have dividends, but the real value of a stock that has no dividend is the amount of money someone else will pay for it on the hopes that someone even further down the line will pay even more for it.) Printing more stock hurts everyone who currently owns stock (even in the non dividend model; more shares chasing after the same number of potential buyers).

It’s sharing the wealth, and not in a good way (face it, there is no “good way”). It’s downright socialistic.

[thegreekdog]

I'm not intimating that the government require that companies pay their employees in stock. I'm suggesting that employers should want to pay their employees partially in stock and that employees should want to be paid in stock.

[john9blue]

I think basically they're giving the employees a part of the company.

[Phatscotty]

The simple truth stands. You can take ALL the money from ALL the rich people, give it ALL to ALL the poor people, and within years, almost all of the people that were rich will have almost all of their money back, and a large majority of the poor will be poor again.

It comes down to WHAT YOU DO with the money. you can use it richly, you can use it poorly.

[jbrettlip]

I would love to see companies offer stock purchase/bonus plans as a regular compensation. I think it would do wonders for both employees and employers. It would motivate employees to work harder to benefit the company, because they own the stock.

Wouldn't forms of insider trading become more problematic? (I don't know a bunch of the subject, so I could be wrong.)

No because the stock trades are restricted. There is a 30 day window around earnings that I can not transact in stock. The board members adhere to this, and also have to file with the SEC their intentions to sell.

[jbrettlip]

Let me ask a simple question. (The fact that I’m going to actually get on topic with this question startles even me.) Suppose a company was to give a portion of wages as “stock.” Where does this “stock” come from?

Now we could say that the stock comes from the market in general; that the company has to “buy back” the stock from others to give it to the employees. Why that is better than just suggesting to the employees that they should purchase their own stock is not obvious, at least not to me.

We could say that the company could just print more shares of stock. (Just like the Federal government … snicker, snicker.) But in one sense printing more stock dilutes the value of all the stock. It lowers the dividend because there are more shares to distribute the dividend to. (Not all stocks have dividends, but the real value of a stock that has no dividend is the amount of money someone else will pay for it on the hopes that someone even further down the line will pay even more for it.) Printing more stock hurts everyone who currently owns stock (even in the non dividend model; more shares chasing after the same number of potential buyers).

It’s sharing the wealth, and not in a good way (face it, there is no “good way”). It’s downright socialistic.

Companies hold "treasury stock" which are shares of their own stock they did not put into the market or hav ebought back. When an IPO occurs they say we will sell 10 million shares at 10 a share. The value of our company is 100 mill. they can't then print 20 million shares. They would have to refile their IPO, and the offering price would fall to 5 a share. This is overly simplified, but you get the idea.

[Woodruff]

Our economy isn't failing. Jeez.

For most of the country, it is a long way from recovering.

That's not nearly the same as "failing". Our economy is flattened out or on a downswing, perhaps...not failing.

you mean just like every single economy before us? its called the cycle.

Are you arguing with me just to argue?

The simple truth stands. You can take ALL the money from ALL the rich people, give it ALL to ALL the poor people, and within years, almost all of the people that were rich will have almost all of their money back, and a large majority of the poor will be poor again.

Well then you should be a huge proponent of wealth distribution.

[bedub1]

The Downside Of Health-Care Reform
http://thebulletin.us/articles/2010/04/ ... 843965.txt

the nation may see a shortage of 160,000 physicians by 2025, according to the American Association of Medical Colleges‘ Center for Workforce Studies. Even after considering the international medical graduates who fill many residency slots, there will be a shortfall of 46,000 primary-care doctors and 41,000 general surgeons. The shortfall of surgeons will have a marked impact on access to basic hospital procedures

So health insurance will be available for all but there won't be enough doctors/nurses to provide it. Nice work everybody.

[stahrgazer]

The Downside Of Health-Care Reform
http://thebulletin.us/articles/2010/04/ ... 843965.txt

the nation may see a shortage of 160,000 physicians by 2025, according to the American Association of Medical Colleges‘ Center for Workforce Studies. Even after considering the international medical graduates who fill many residency slots, there will be a shortfall of 46,000 primary-care doctors and 41,000 general surgeons. The shortfall of surgeons will have a marked impact on access to basic hospital procedures

So health insurance will be available for all but there won't be enough doctors/nurses to provide it. Nice work everybody.

Except, another of the plans is to make getting student loans easier; and make paying them back less back-breaking.
Student loan=college=chance for people to get into the medical field=end the projected shortage

[Trephining]

So that means more tax dollars used to subsidize the training of doctors.

[thegreekdog]

The Downside Of Health-Care Reform
http://thebulletin.us/articles/2010/04/ ... 843965.txt

the nation may see a shortage of 160,000 physicians by 2025, according to the American Association of Medical Colleges‘ Center for Workforce Studies. Even after considering the international medical graduates who fill many residency slots, there will be a shortfall of 46,000 primary-care doctors and 41,000 general surgeons. The shortfall of surgeons will have a marked impact on access to basic hospital procedures

So health insurance will be available for all but there won't be enough doctors/nurses to provide it. Nice work everybody.

Except, another of the plans is to make getting student loans easier; and make paying them back less back-breaking.
Student loan=college=chance for people to get into the medical field=end the projected shortage

Actually, people usually do not go into the medical field because of the rigorous testing involved. At least that's what my doctor friends say. I'm not sure how much of it has to do with the costs of medical school. College on the other hand? College is mondo expensive. Yeah, I said mondo.

[Snorri1234]

The Downside Of Health-Care Reform
http://thebulletin.us/articles/2010/04/ ... 843965.txt

the nation may see a shortage of 160,000 physicians by 2025, according to the American Association of Medical Colleges‘ Center for Workforce Studies. Even after considering the international medical graduates who fill many residency slots, there will be a shortfall of 46,000 primary-care doctors and 41,000 general surgeons. The shortfall of surgeons will have a marked impact on access to basic hospital procedures

So health insurance will be available for all but there won't be enough doctors/nurses to provide it. Nice work everybody.

Except, another of the plans is to make getting student loans easier; and make paying them back less back-breaking.
Student loan=college=chance for people to get into the medical field=end the projected shortage

Actually, people usually do not go into the medical field because of the rigorous testing involved. At least that's what my doctor friends say. I'm not sure how much of it has to do with the costs of medical school. College on the other hand? College is mondo expensive. Yeah, I said mondo.

I think you're then dealing with people who can afford the education but don't like the testing. The financial barrier means that your doctor friends wouldn't even meet these people.


But anyway, this is actually a problem with the old system. Primary care physicians simply don't have the best job. It's specialists who are the real winners so anyone who studies medicine is going to want to go that way.


The article also points out that the problem is especially bad because it leads to nurses getting overstressed which in turn leads to strikes and those suck very much for patients.

[thegreekdog]

I guess what I'm saying is that in terms of college students going to medical school, financial situation is not a bar. In terms of high school students going to college to try to become a doctor... well, financial situation is a bar. At least in the US that's how I see it.

[Snorri1234]

I guess what I'm saying is that in terms of college students going to medical school, financial situation is not a bar. In terms of high school students going to college to try to become a doctor... well, financial situation is a bar. At least in the US that's how I see it.

Well it depends on which college you go to of course.

[PLAYER57832]

I guess what I'm saying is that in terms of college students going to medical school, financial situation is not a bar. In terms of high school students going to college to try to become a doctor... well, financial situation is a bar. At least in the US that's how I see it.

Well it depends on which college you go to of course.

Less than you might think.

There are colleges that offer programs where one can work for the full tuition, colleges that offer hefty grants. However, they don't necessarily have high acceptance rates at graduate schools. While finances were not a bar to most students when I was younger, now they are.